ABF WatchEuropean Fintech Credit TrackerUpdated

Market overview

Preview feature · free while the tracker is in early access. Parts of it may become a paid plan later.

What the public record shows about how European fintech lenders fund themselves. Based on 124 announced deals from 6 Jan 2025 to 29 Oct 2026, so it reflects what gets announced, not the whole market. Currencies are never converted.

41%of deals are securitisations
60named funders, 26 with more than one deal
SME loansmost common asset class (31 deals)

Deals per quarter

WarehouseForward flowSecuritisationOther debt

2025 Q18
2025 Q214
2025 Q314
2025 Q423
2026 Q114
2026 Q216
2026 Q328
2026 Q47

Disclosed volume per quarter

Sum of headline facility sizes where disclosed. Euro and sterling deals shown separately. An enlarged or replaced facility is counted once, at its latest size: an upsize adds only its increase, in the quarter it was announced, and a replaced facility moves to the quarter of its replacement.

Euro

2025 Q1€1.03bn
2025 Q2€800m
2025 Q3€2.45bn
2025 Q4€2.81bn
2026 Q1€80m
2026 Q2€1.07bn
2026 Q3€3.35bn
2026 Q4€223.3m

Sterling

2025 Q1£1bn
2025 Q2£2.6bn
2025 Q3£1.84bn
2025 Q4£1.98bn
2026 Q1£1.58bn
2026 Q2£1.6bn
2026 Q3£3.76bn
2026 Q4£2.38bn

Asset classes

Deal types

Public securitisation39
Credit facility39
Forward flow16
Private securitisation12
Revolving credit facility8
Warehouse6
Asset-backed facility3
Term loan1

Funders appearing for the first time

First time a funder is named in a deal in this dataset. 2025 Q1 is left out because every funder is new when the dataset starts.

2025 Q2
UniCredit, Bayview Asset Management, J.P. Morgan, Barclays, Waterfall Asset Management, SMBC Group, Societe Generale, Lloyds, NatWest, Chenavari Investment Managers
2025 Q3
HSBC Innovation Banking UK, Viola Credit, Crédit Agricole, Nelnet, Santander, Brand New Day Bank, Citigroup, TPG Angelo Gordon
2025 Q4
Paragon Bank, LGB Capital Markets, Kilde, M&G, Bank of America, Crédit Agricole CIB, SGB-Bank, Multitude Bank, Elliott Investment Management, ING Bank Śląski, Citibank, European Investment Bank, J.P. Morgan Payments
2026 Q1
Sienna Investment Managers, Percent, European Investment Fund, Castlelake, MyInvestor, ATLAS SP Partners, Triple Point, Värde Partners, British Business Bank
2026 Q2
Kroo Bank, Thiele Capital Management
2026 Q3
Nomura, Fost, Magnetiq Bank, WAM Capital (Waterfall Asset Management), Credito Lombardo Veneto, Banca Finint, nordIX
2026 Q4
i80 Group