ABF WatchEuropean Fintech Credit TrackerUpdated

Borrowers

Zilch

BNPL · United Kingdom · 1 announced deal

Funding history · free while the tracker is in early access. Parts of it may become a paid plan later.

Funding timeline

  1. Private securitisation · Undisclosed with Deutsche Bank

  2. New security registered U.S. Bank Trustees Limited (security trustee/agent) · Zilch Technology Limited

  3. New security registered Wilmington Trust (security trustee/agent) · Zilch Finance 3 Limited · not in announced deals

  4. Security released Wilmington Trust (security trustee/agent) · Zilch Technology Limited

Bold: announced deals. Grey: filings in the UK company register.

Lenders holding security today

  • Wilmington Trust (security trustee/agent)
    since 6 Jun 2024 · 3 charges over Zilch Finance 3 Limited
  • U.S. Bank Trustees Limited (security trustee/agent)
    since 15 Sept 2025 · 1 charge over Zilch Technology Limited

Outstanding charges in the UK company register, excluding transfers between the lender's own companies. A charge shows who is secured, not how much is lent.

Named in announcements

Deutsche Bank

Companies watched

Announced deals

Confirmed: announced by the borrower or a funder itself. Reported: reported only by press or an adviser, not by the companies involved. How we check

DateBorrowerTypeSizeFundersAssetsSource
ZilchGBPrivate securitisationUndisclosedDeutsche BankBuy now, pay laterConfirmed