ABF WatchEuropean Fintech Credit TrackerUpdated

Borrowers

Carmoola

Auto finance · United Kingdom · 1 announced deal · disclosed: £300m

Funding history · free while the tracker is in early access. Parts of it may become a paid plan later.

Funding timeline

  1. New security registered Areo II S.À R.L., Acting in Respect of Its Compartment 41 · Carmoola Group Limited · not in announced deals

  2. New funding company registered Carmoola Funding 8 Limited · not in announced deals

  3. Security released National Westminster Bank PLC · Carmoola Limited, Carmoola Corporate Services Limited, Carmoola Midco Limited, Carmoola Funding 1 Limited

  4. Private securitisation · up to £300m with NatWest, Chenavari Investment Managers

  5. New security registered HSBC Corporate Trustee Company (security trustee/agent) · Carmoola Funding 3 Limited

  6. New funding company registered Carmoola Funding 3 Limited

Bold: announced deals. Grey: filings in the UK company register.

Lenders holding security today

  • National Westminster Bank PLC (security trustee/agent)
    since 13 Sept 2024 · 2 charges over Carmoola Midco Limited, Carmoola Funding 2 Limited
  • HSBC Corporate Trustee Company (security trustee/agent)
    since 20 Jun 2025 · 2 charges over Carmoola Funding 3 Limited
  • Areo II S.À R.L., Acting in Respect of Its Compartment 41
    since 28 Oct 2026 · 1 charge over Carmoola Group Limited

Outstanding charges in the UK company register, excluding transfers between the lender's own companies. A charge shows who is secured, not how much is lent.

Named in announcements

NatWest, Chenavari Investment Managers

Companies watched

Announced deals

Confirmed: announced by the borrower or a funder itself. Reported: reported only by press or an adviser, not by the companies involved. How we check

DateBorrowerTypeSizeFundersAssetsSource
CarmoolaGBPrivate securitisationup to £300mNatWest, Chenavari Investment ManagersAutoConfirmed