ABF WatchEuropean Fintech Credit TrackerUpdated

Deals / 20 Nov 2025

ESTO: Credit facility, €25m

Estonian non-bank consumer lender ESTO expanded its committed credit facility with Multitude Bank from €20m to €25m and extended it to December 2028.

Borrower
ESTO, Estonia · Consumer lender
Announced
Facility
Credit facility · Upsize
Size
€25m
Funders
Asset class
Consumer loansBuy now, pay later
Notes
ESTO's release calls Multitude Bank its largest creditor; the prior €20m facility had tranches maturing through end-2025.
Source quality
Confirmed: announced by the borrower or a funder itself. How we check
Last checked
7 Nov 2026

Sources

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